Planning for Your Future – Even in Retirement

Planning for Your Future – Even in Retirement

Living Responsibility, Retiring Responsibly

Responsibility never really ends, does it? Showing up. Working hard. Being there for your family and friends. Being smart with your money and taking care of yourself and those who depend on you. It’s how you’ve lived and even now, in retirement, that spirit hasn’t left you. It’s who you are.

Even in retirement, you want to be sure you’ve planned for your future. With the myriad of choices for retirement in Central Pennsylvania, how do you decide which is right for you? You want to continue making smart choices, taking care of yourself and those who depend on you. You’ve worked hard for your money and want to protect it.

Willow Valley Communities, a 55 plus senior living community, is the only exclusively Lifecare community in Lancaster County. This unique and financially smart type of contract means that you won’t pay additional fees if you later need personal care, skilled nursing care, or memory support. Unlike other senior living communities that charge a daily rate for this extra support—which adds up quickly and can rapidly deplete your assets— Willow Valley Communities doesn’t raise your fee for the increased level of care that you may need later. Because fees are more predictable, you won’t be surprised by additional costs for additional care in the future. Willow Valley Communities offers peace of mind and greater long-term security for the assets you’ve worked so hard for, making it a wise investment—for you and your family.

“Say That Again”

Lifecare is so unique that some find it hard to believe at first. “One of our sales counselors tells the story of a recent visit with prospective residents,” says Brian T. Rutter, Willow Valley Communities’ chief marketing officer. “As the counselor explained Lifecare to our visitors, one of them almost couldn’t believe it. Over the course of the conversation, the visitor asked about Lifecare four times, saying, ‘tell me that again,’ not because it’s difficult to understand, but because it sounds almost too good to be true.”

But in this case, it’s not too good to be trueYour one monthly service fee covers many of your expenses: a maintenance-free home, a flexible food plan, amenities, activities and programs, PLUS the financial security of Lifecare. You won’t pay additional fees if you later need personal care, skilled nursing care, or memory support. When you’ve built your nest egg over a lifetime of hard work, it’s one of the smartest investments you can make for your future. And Willow Valley Communities is the only exclusively Lifecare community in Lancaster County.

What Do I Get for My Monthly Fee?

In addition to the peace of mind of Lifecare, your monthly fee at Willow Valley Communities also covers a long list of expenses that you may already be paying. Your residence, electricity, water, heating and cooling, trash removal, real estate taxes, and property insurance are all included in your monthly service fee.

Do you pay for or do you currently perform household chores like snow removal, leaf removal, grass cutting, gardening, trimming, mulching, gutter cleaning, and planting?  How about exterior painting and repair? Appliance maintenance and repair? How about something as simple as a clogged garbage disposal? These jobs are no longer your worry or responsibility when you live at Willow Valley Communities. Additionally, a flexible dining plan and 24 hour security for your home are included in the monthly fee.

As for enjoying life, how much do you pay a month for activities, entertainment, and hobbies? At Willow Valley Communities, your monthly fee also covers a host of entertainment options, shows, activities, and clubs. There is also a fitness center, aquatics center, bowling alley, and tennis courts—all available and all included.

Something for Everyone

And there’s something for just about everyone at Willow Valley Communities. Beautifully livable one bedroom apartments start at an entrance fee of $141,600 with a monthly service fee of $2,179, including Lifecare and all of the services, amenities, activities, and programs they’re known for.

Hundreds of your Lancaster County neighbors who call Willow Valley Communities home have already discovered that it’s simply a wise investment. They invite you to learn about the range of options that can meet your individual needs. And be sure to ask about the Lifecare difference.

This article was originally published in Lancaster Newspapers Sunday News June 24, 2018

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This Post Has 6 Comments

  1. Braden Bills

    I want to make sure that I’m able to retire comfortably. It makes sense that planning for assisted living in the long run would be beneficial! That seems like a good way to ensure that I’ll be taken care of.

    1. Willow Valley Communities

      Braden Bills, it does make sense to plan for supportive living, should it be needed in the future. Visit our Lifecare 101 page to learn about the amazing benefits of Lifecare offered at Willow Valley Communities.

  2. John Wettstein

    I am a 100% Disabled Veteran & receive all my care from the VA and my wife is insured through ChampVA which is the Civilian equivalent of the Military’s Tri-Care. As the wife of a Combat Veteran she is entitled to Long Term Care through the VS as I am. So why if we lived at Willow Valley would we need Long Term Care under your Lifecare plan? We were planning on coming to Lancaster to check out Willow Valley as a retirement community but if this Life Care program is part of a monthly fee I don’t think we will be.

    1. Jay Shah

      There is a large number of veterans at WV of all ranks – from Private to Vice Admiral.
      The CMS 5-star rated Quality and Loving care you get at Willow Valley Communities is hard to get anywhere in the USA. Though your VA benefits may not reduce your WV monthly cost you can take advantage of it in various ways. You owe it to yourself to see this 210 acre resort style community with 2400 residents, 1400 team members, 11 restaurants, three swimming pools, bowling Alley, golf, 100 + clubs, etc., and talk to a benefits specialist before you make a decision.
      Jay Shah.

  3. Lewis Albion

    My father already has a LTC plan through an insurance company. Will he be able to use that plan for his long term care needs when he needs special services?

    1. Willow Valley Communities

      Lewis, It would be best for you to contact your father’s insurance company to see what services his policy would cover if he were a resident at a Lifecare, Contract “A” retirement community. It’s difficult for us to give you an accurate answer without knowing more specific information from his policy. After you have more information from his insurance company, please feel free to speak with one of our friendly sales counselors if you have questions, 877.503.0774. We’d be happy to have a Willow Valley Communities sales counselor contact you if you like. Please let us know how we can help.

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